Where we start
Find out what you've got
We send letters of authority to every provider, get the up-to-date valuations, plan details and key data, and pull it all together so you've got the full picture in one place — properly, not from old paperwork or rough memory.
Find out about you
The bit most advisers skip. Family setup, kids, grandkids, what matters to you, what worries you, what you want for the people around you when you're gone. None of the planning works without this part.
What we do next
Once we know what you've got and what you want, here's where the real work happens.
Review the valuations
Every pension, every plan, every account — checked properly. What it's worth, what it's doing, what it's costing you in fees, and whether it's still the right place for the money to be sitting.
Research the options
We work through the routes that fit your situation — consolidation, drawdown, annuity, the lot. Looking at what each one would mean for the income, the tax and the long-term picture.
Walk you through it
A proper sit-down with the strategy laid out, plain English, no jargon. You see the shape of the numbers, ask the questions you want, and decide where you want to take it from there.
