First things first.
Start six months out
Mortgage offers are usually valid for three to six months. Starting that far ahead of your fix ending means you can lock in a rate properly, without racing the clock or settling for whatever's left when you panic.
Same lender or remortgage
Staying with your current lender on a new rate is quick — no valuation, no legal work. Going to a new lender means shopping the open market, more effort, but often gets you a better deal with a bit more work (for us).
What you get with us
The full job, properly done — and a few things you might not have thought about.
What we sort for you
We compare what your current lender's offering against the open market, work out which one actually saves you money, and recommend the route that makes most sense for you.
Things worth thinking about
Remortgaging is a good moment to think bigger — borrowing more for renovations, changing the term, paying off some debts or releasing equity. We'll walk you through what's actually possible.
Full review, if you need it
Every time your deal's up we don't just sort the new rate — we check the rest of it too. Life cover still right for the mortgage, income protection still in place, will still up to date.
