The money stuff, explained

Tax, mortgages, pensions, wills, buying a house — the stuff people Google at 11pm, answered properly.

July 14, 2026

A letter lands from HMRC telling you to complete a Self Assessment tax return, and the first reaction is...

July 14, 2026

You have had an offer accepted, and the first thing almost everyone asks is the same: how long is this...

When someone loses a partner, the practical world does not pause to let them grieve. Within weeks there are...

Salary sacrifice is one of the most effective and least understood ways to build a pension in the UK. The...

July 3, 2026

If you have started looking at houses, you have probably seen the phrase "mortgage in principle" turn up on...

Most people assume that if they die without a will, their husband, wife or partner simply gets everything. It...

You find the house, you scrape together the deposit, you get the mortgage agreed, and then a number you had...

June 20, 2026

Most people reach their fifties with pensions scattered across half a dozen old jobs. A few hundred pounds...

June 18, 2026

You set up a limited company, got on with the work, and then a reminder lands telling you a confirmation...

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